SANITAS health than removing the plate fibula or existing, with no gap

SANITAS health than removing the plate fibula or existing, with no gap I wanted to ask a question.
My husband was hired in the summer of SANITAS health without the existing instructions for removing the plaque of lead in fibula (ankle) for 20 years and gap. This insurance, seller of SANITAS was unique or existing, without the gap, but the have to wait a month for about 6 months to move something that is associated with this topic, that it was possible I told us. Health questionnaire did not declare anything.
Few days ago, and ankle that was hurt for it brings a plate, (including a soft martial arts), the SPORT to go to the orthopedic surgeon, in fact, you are advised to remove the plate, and sometimes when it comes to we care You may hurt the worst, but it was recommended. Because if it is not, going to accept certainly was not, to move something in SANITAS, the doctor advised us to wait at least one year. It's not really an emergency, but he has hired explicitly for this policy. Any recommendations on this? You'd year until it passes from adoption, it is not coming? You can either type he does, there is something related to the doctor to report?

Correctly, responded to health questionnaire, if there is no such exclusion for existing, no doubt, but you please look under the terms of the local well. (You do not have a disease or anything at all) health questionnaire is not the answer at all to all. In fact, it is our particular phrase can not be found, but I think it to exclude a specific list of serious illness only.