Insurance savings mapfre 18% at maturity

Insurance savings mapfre 18% at maturity As deposit insurance and foreros, some which have been asked about this in the forum for the deposit , I think it , it is possible to open a thread in this section is more suited me. If you do not want to publish on the grounds that they are recognized or appropriate , consider moderator inappropriate , please delete it , and for this reason , I do not want trouble .
The product of the above , the fluidity of the quarterly open interest from the first year with both the mature and the principal that is guaranteed is a saving of insurance with Windows. Recruitment , faster than profitability , depending on age and time to become the same as the 20th , the annual effective yield to maturity varies between 3.94 percent and 3.36 percent expiration date more complex , of all policies . In March 2019 , five years making product
These production when it is redeemed prior to maturity :
2015:1.04 %
2016:3.46 %
2017:6.36 %
2018:10.08 %
Minimum of 2019:18.02 %
When died , the recipient in addition to the accumulated value to date, department has received the additional 5% of the initial capital , a small life insurance . If you want, you can double for death and disability .
This , fees and charges and accumulated so far on the results of the total premium , minus applicable .

Looks good a priori , but savings are safe fine print details and some comes with :
Contribution regular A) or lump-sum payment ? If it supports the contribution of additional cousin only , ?
The yield partial B), for the quarter window , Is there a fee ? Will it will be applied to any interest to be saved ?
The C), Is it possible to recover all or part of the outside window of each quarter ? If so , do you now what kind of penalty / interest ?
What underwriting of d) companies , and other groups or MAPFRE Vida ?
The ship soon , is what happened to me to hear this .